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Cyber Monday personal finance gifts to buy now

admin by admin
November 29, 2022
in Investing
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As the holiday shopping season heads into high gear with Cyber Monday, you may want to look for alternatives to expensive toys or physical gifts. Consider another kind of present – a financial one. There are plenty of ways to give generously besides a wad of cash or a check inside a holiday card. 
Start with a conversation, says Angela Furubotten-LaRosee, lead financial planner at Avea Financial Planning in Richland, Washington. Topics can include managing credit cards and savings, early career workplace benefits and managing the financial picture for aging parents or retirement. Bring up what you’ve learned from mistakes, too, she suggests.
“Families just don’t talk enough about the good, the bad, and the truth surrounding their own financial situation,” Furubotten-LaRosee said.You can help a loved one straighten out their finances, plan for the future and even get their estate in order by hiring an online financial adviser or planner.
“For anyone that doesn’t already work with a CFP,  gifting time with one is ideal, especially this time of year and can help to begin the New Year on stronger financial footing,” said Melissa Sotudeh, a CFP and director of advisory services at Halpern Financial, a Washington D.C.-area firm.

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