It’s probably safe to say that most lenders prefer borrowers with higher credit scores because they expect those borrowers to be more likely to repay their loans as agreed. To ensure they attract these borrowers, some personal loan lenders set their minimum credit score requirements fairly high. Or, they may have minimum loan amounts that far exceed what you need.
Whether you’re looking for a personal loan for debt consolidation, to cover an unexpected expense, or to make a big-ticket purchase, the following Credible partner lenders offer loans to people with credit scores that fall below what’s considered a “good” FICO score — 670 to739.