Last updated on September 14, 2026.
Introduction
We provide content through our Website and email—both Our Finance Guide and our affiliated entities. Our business also includes marketing and data services designed to connect advertisers with specific consumer audiences. To do this, we collect information about individuals and use it across multiple advertising channels: digital platforms, mobile applications, email marketing, telemarketing, and others. Part of our business involves sharing and selling this consumer data, and we offer behavioral advertising that follows your activity across different websites and applications.
This privacy policy outlines what personal information we collect from and about you when you visit Our Finance Guide, as well as the methods and purposes for which we collect, use, maintain, and disclose that information. Additional website information can be found in our terms of service.
Please take the time to read this policy carefully so you know what our policies and practices are regarding your personal information. If our policies and practices aren’t acceptable to you, then don’t use our website or subscribe to our email list. Whenever you access or use this website or interact with our other services, you’re agreeing to be bound by this privacy policy.
Where This Policy Applies And Third-Party Platforms:
When clicking on links to other websites from Our Finance Guide, you acknowledge that you are leaving our site and entering a separate digital space with its own privacy policies. We urge you to be mindful and protect your information. We encourage you to review the privacy policies of any websites you access through links from Our Finance Guide.
We May Collect Your Personal Information In The Following Ways:
We collect information at this website that you provide to us, such as name, email address, phone number, and mailing address, and anything you choose to submit on an inquiry form. We may supplement the data you provide with additional data that we obtain from third parties, including affiliates, marketing or advertising partners, data brokers, and other third-party data providers that have obtained your personal information from their own services. We also automatically collect some additional information using web technologies like cookies and other tracking technologies, to perform analytics on our website and to facilitate advertising. See below for more information.
What Data Do We Collect?
“Personal information” refers to all data or information, regardless of format, processed in the course of the Company’s operations that identifies, relates to, describes, or is reasonably capable of being associated with a particular consumer or household, whether directly or indirectly.
You may be required to submit personal information when registering or subscribing to the Our Finance Guide, including your name, date of birth, street address, e-mail address, and phone number. Additional information is collected automatically via cookies and similar technologies, such as IP address, imprecise geolocation (inferred from your IP address), device ID, date and time of access, browsing patterns, and click activity. We may also obtain advertising-related information from data brokers or public databases, including interests, demographic attributes, prior locations, or purchase history. Certain limited categories of sensitive personal information may also be collected. More information about your rights appears below. “Your Privacy Rights” below.
California law requires us to disclose the types of information we have collected in the last year. The data we have collected includes identifiers (like your name, online usernames, email, or other similar unique identifiers); the personal information categories listed in Cal. Civ. Code Section 1798.80(e)) (the California Customer Records Statute) such as information that can be associated with someone in particular but isn’t available through public records; characteristics that are protected under California or U.S. federal law, like gender or race; internet or network activity, such as your browsing history; commercial information, including past purchases; professional or employment-related information, like your resume or current job; imprecise geolocation data; and inferences we can make from other personal information.
We may sell or share the information we collect with third parties and affiliates for marketing and advertising purposes. You have the right to opt out of these uses at any time by visiting here or by calling 877-711-1755.
Information Considered Sensitive
We do not directly collect Sensitive Personal Information, which includes data relating to race or ethnicity, religion, precise geolocation, LGBTQ+ identity, health conditions, financial account information, or citizenship status. However, we may indirectly receive information through automated technologies such as cookies that track visits to certain web pages, potentially indicating interest in sensitive subject areas. For instance, engagement with content related to specific ethnic groups or medical topics may suggest such interests. These inferences are not made by us but may be drawn by affiliated companies or third parties with whom information is shared. If state or local law requires consent to process Sensitive Personal Information, our affiliates will not make sensitive inferences. We do not collect or use personal information concerning children under 18.
How We Use the Data We Collect
The personal information we collect is used to send you your requested newsletters and to provide content or marketing messages through email or by other channels. We also share personal information with our partners who may send you marketing messages as well (opt-out here). Our use of data might be considered cross context behavioral advertising.
Sharing Personal Information
We share the data we collect with our affiliated companies for marketing uses, and with service providers, including companies that provide services related to cross context behavioral advertising, analytics, advertising fraud detection, web hosting, information security, or other related services. We may also share your data with third parties (including our affiliates) who may further sell or share it. We have contracts in place with any third parties who have access to information to ensure adequate information security measures and compliance with laws. We may also share personal information as required by law, or to protect the health or safety of any person.
In some cases we may disclose your personal information to law enforcement, regulators, judicial authorities, other government entities, or other third parties to comply with any court order, law, or legal process, including to respond to any government or regulatory request; to protect the rights, freedoms, or safety of any person; and/or to enforce or apply our terms of use and other agreements, including, if applicable, for billing and collection purposes.
We may also disclose your personal information to a buyer or other business successor, whether as a going concern or as part of a bankruptcy, liquidation, or similar proceeding, in which personal information held by us about our Website users is among the assets transferred to effectuate a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets.
We may also disclose your personal information to a third party for any purpose disclosed by us when you provide the information (either in this privacy policy or on the screen in which you provide that information) for any purpose to which you have consented.
Behavioral Advertising, Analytics, and Data Sharing
We share personal information obtained through this website with other companies (“third parties”) who show you online advertisements on this or other sites, and also use personal information for analytics and reporting purposes concerning those advertisements. These companies use cookies, pixels, and similar technologies to collect information about the web pages you visit and the advertisements you view or click, and may combine this with personal information from other sources (including data brokers) and share it with other third parties for the same purposes (also known as “cross-context behavioral advertising”). We (and our partners) collect your IP address, date and time of your visit to the website, or of actions you take here, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with personal information from other sources and used to deliver advertising from us or from other companies through email, on apps, websites, social media sites, or by other channels. We also use personal information to analyze how you interact with this site and its advertisements so we can continue to improve your experience.
Online Tracking and Personalized Advertising
This website utilizes cookies, pixels, and similar or related technologies to protect this site against online threats; understand the users engage who with our website; choose and display personalized content and advertisements; and track whether or how you respond to advertisements or other content and communications. Cookies are small computer files that are stored on your browser as identifiers so that we or our partners can recognize your browser at certain websites. We do not track everything you do on the Internet, however. You can restrict or delete cookies at any time using your browser settings. If you use a “do not track” setting, we will set an opt-out cookie on your browser to prevent further data collection. If you delete that opt-out cookie, you may need to opt out again to prevent automated data collection from re-starting.
We employ multiple automated technologies to collect information when you interact with our Website. Cookies are small files placed on your computer that allow the Website to function properly. If you choose to reject cookies through your browser, some Website features may not be accessible.
Flash cookies may also be used to store information about Website preferences and user navigation. These cookies are not governed by standard browser controls and can be managed through Adobe’s Flash settings.
In addition, web beacons and similar technologies may be embedded in Website pages and emails to help us analyze engagement, count visitors, monitor system functionality, and generate Website analytics.
Global Privacy Control / Do Not Track Mechanisms
We recognize and process Global Privacy Control (“GPC”) signals and other universal opt-out preference signals as valid requests to opt out of the sale and sharing of your personal information. When we detect these signals from your browser or device, we will automatically opt you out of the sale and sharing of your personal information associated with that browser or device, without requiring account creation or additional verification. We do not and do not want to track every site you view on the Internet. As noted above, you can block or delete certain cookies at any time using the cookies settings in your browser. If you opt out or use a browser-based “do not track” setting, including the GPC this will cause an opt-out cookie to be set on your browser to block certain cookies from further data collection. If you later delete this opt-out cookie or alter your GPC browser settings, automated data collection may re-start.
Your Privacy Rights:
You may exercise your privacy rights here, or by calling 877-711-1755. You may exercise the following privacy rights: (1) you have the right to know how we collect and use personal information, which is the purpose of this Privacy Policy, (2) you have the right to opt out of allowing us to sell or share your personal information with third parties, (3) you have the right to request a copy of the personal information we have collected about you, (4) you have the right to request that we delete the personal information we have collected about you, and (5) you may, under local laws where you live, make other requests relating to your personal information. Due to technical limitations, we may not be able to process all requests, and we recommend that you request to delete your data if this is the case. If you still have questions or concerns after going through this process, please get in touch with us at the email address provided below. You may also have the right to complain to state or federal governmental authorities if we are not able to reach a resolution.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
To process a personal information request, we must be able to confirm that the requester is the individual concerned or an authorized representative. This requires providing enough information to verify identity and clearly explain the request. Account creation is not required, and information submitted in connection with a request will only be used to verify identity or complete the request. Once we receive a verifiable request, we will respond within 45 days. If additional time is needed to fulfill your request, we will inform you in writing before the initial 45-day period ends, along with the reason and the expected completion date, not to exceed 45 additional days.
Where permitted by law, we may deny certain requests; however, you may appeal such decisions or contact us with any privacy-related concerns using the information below. You may also have the right, depending on your location, to contact a relevant privacy authority. We do not discriminate against individuals for exercising their privacy or data protection rights.
Personal Information Relating to Children
Our site may is for use only by users aged 18+. We do not knowingly collect or process personal information from anyone aged 17 or younger. We will remove any personal information relating to an under-18 individual if we become aware that it has been submitted to us.
How We Protect Personal Information
Our information security program includes technical, organizational, and physical security measures to protect personal information from exposure or harm. We have policies and procedures, employee training, and automated monitoring. We also audit our practices regularly to ensure consistency and adapt to evolving risks.
Personal Information Retention
We store personal information for as long as necessary to provide our services, meet our legal obligations, and address any disputes or enforcement matters. Once information is no longer needed for these purposes, we take steps to delete or de-identify it.
Changes To This Privacy Policy
This Privacy Policy may be changed or updated at any time, without advance notice. The updated policy will apply as of its published “effective date.” You are encouraged to review this policy periodically to stay current on how we collect, use, and share personal information.
U.S.-Based Website and Data Processing
Our site and service are located in the United States, and is intended for use only by users in the United States. When you visit our website, you acknowledge and agree that your personal information will be processed in the United States, subject to the laws of the United States.
Contact Information
If you have questions or feedback, please contact us at [email protected] or 13000 S Tryon St Ste F Charlotte, North Carolina United States, 28278.