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Can you file bankruptcy on student loans? Here’s everything you need to know

admin by admin
July 23, 2021
in Loans
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Can you file bankruptcy on student loans? Here’s everything you need to know

When student loan payments get burdensome, the idea of discharging your loans altogether through bankruptcy may start to sound like the next best option. Through bankruptcy, you would be completely off the hook for that large chunk of debt.

But filing for bankruptcy in any scenario is a huge financial decision — and typically a last-ditch effort. Bankruptcy stays on your credit report for seven to 10 years, making it destructive to your credit. It’s also extremely difficult to do when it comes to eliminating your student loans.

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