Amex, Citi and Chase cardholders can choose to use a BNPL loan to finance their purchases by making the purchase with their credit card and then going to the respective website or online banking app to see if the item is eligible for a loan.
While it might seem like a good idea to use a BNPL loan through your credit card issuer over carrying a balance on your credit card each month, you might not be saving money in the long-run. Consumers who use the BNPL options offered by Amex, Citi and Chase will have to pay fixed monthly fees or a fixed APR.
