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Discover it Secured Credit Card: Build Your Credit While Earning Cash Back

admin by admin
February 18, 2022
in Credit Cards
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Valley finance pros: Make a holiday budget to avoid busting credit cards

The Discover it® Secured Credit Card* is one of the best — if not the best — secured credit cards on the market.

Secured credit cards are designed for people looking to build or rebuild credit. They typically don’t have an annual fee and often accept cardholders who either don’t have a credit score or have a compromised credit score. What’s the catch? You need to put down a deposit to maintain your account. In most cases, the size of your deposit is the size of your credit limit.

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Most secured credit cards don’t offer perks besides the opportunity to build credit. Not only does Discover offer one of the few rewards programs for secured cards, it is unequivocally the best secured rewards program out there right now. Though it may have a smaller credit limit range and a slightly more stringent application process than other secured cards, the cash-back rewards and welcome bonus make it more valuable than its competitors.

The Discover it Secured Credit Card is intended for anyone looking to establish or boost their credit, while easing into the responsibility of owning a credit card. Students and young adults are good candidates, as well as those who have experienced past financial struggles. Not only will you be able to build your credit with this card with responsible use, you’ll be able to earn cash back on all of your purchases to further stretch your budget.

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