With this card, you will earn 2% cash back on all purchases, in addition to having an 0% intro APR for the first 15 months of card membership, after that the variable APR is 14.99% to 24.99%.
And using the same annual spending budget number above ($22,126), the average American would earn $442 in cash back using the Active Cash Card. And once you add in the $200 welcome offer, that is a cumulative $642 in the first year of spending.