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Is your wallet as skinny as your jeans or bursting at the seams?
There’s no correct answer when it comes to how many credit cards a person should have. In 2020, the average American held just under four credit cards, according to Experian, one of the three major U.S. credit bureaus. But a person’s age, financial situation and long-term goals can all play into what makes the appropriate number of credit cards to have.
