If you’re looking for a way to increase your cash back, airline miles or hotel points, look no further than the best Chase credit cards. Chase is known for offering excellent rewards, lucrative sign-up bonuses and even money-saving benefits. Fortunately, Chase also offers a slew of popular credit cards, which means there’s a card for everyone.
The one major downside to keep in mind is that Chase’s credit cards fall under what is colloquially known as the “5/24” rule. This is an unpublished Chase rule, but it essentially means that if you’ve gotten five or more credit cards across all banks in the last 24 months, your applications for new cards from Chase will be automatically denied. Also, many Chase credit cards require good credit to qualify, so you may want to check your credit score before applying.
Your converted points can then go even further by booking travel through the Chase travel portal or transferring them to one of Chase’s 14 airline and hotel travel partners, such as Hyatt or United. Thanks to this flexibility, frequent flyer website The Points Guy values Ultimate Rewards points at 2 cents apiece. So instead of earning just 1.5% cash back, you could effectively end up with a 3% return if you pair your Freedom Unlimited to the right Chase card and use your points for travel.
Other benefits of the Chase F