Having excellent credit can make your life easier in numerous ways, but this is especially true when it comes to getting a credit card. With a credit score that’s considered “excellent” or “exceptional,” you can have your pick of the top rewards and travel credit card options. Cards in this niche tend to offer generous sign-up bonuses that can easily be worth $1,000 or more, and some even come with VIP perks you can’t get anywhere else.
Still, it’s important to think about what you hope to gain with a credit card before you apply. Do you want a travel credit card that makes your trips more comfortable and rewarding? Would you prefer to earn as much cash back as you possibly can? Maybe what you want is the chance to save money with a limited-time 0% interest offer? Or do you need travel insurance along with purchase and cell phone protections so that you’re covered in the event of disaster?
