Cash back credit cards are a great way to easily maximize savings where you spend most.
But not every cash back credit card works the same. If you’re trying to decide which card will make the best fit for your wallet, it can help to understand the different rewards structures and how they may or may not fit your spending. In some cases, you can even get added value by pairing cards together as part of a more robust credit card strategy.
There are three primary types of cash back rewards: flat-rate rewards, tiered bonus categories, and quarterly rotating categories.