Regardless of which card you decide is best for you, keep in mind that a secured card requires an initial upfront deposit of $300 to $5,000. This serves as your spending limit as well as collateral for the bank in case you cannot pay off your card. However, if you decide to cancel your card at any point, you will receive your deposit back.
The cards are issued by Visa, and are accepted anywhere Visa is taken.
Fees: Find out to see if the card you selected has foreign transaction fees or an annual fee. These fees can eat into the value of the rewards you earn, and can easily be avoided by selecting the right card.
