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How Parents Can Get Student Loan Forgiveness

admin by admin
February 11, 2022
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In the ongoing quest to get student loan forgiveness, parents may be wondering if they too can get student loan cancellation. The good news is yes. However, parents who have student loans will need to take several steps to get their student loans forgiven. This is what you need to do.

(No, Biden didn’t promise to cancel your student loans).

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How to get student loan forgiveness

Like most student loan forgiveness options, parents with federal student loans can qualify for student loan cancellation. Specifically, parents who have borrowed a Parent PLUS Loan for their dependent child to attend college, for example, have several options to get student loan forgiveness. This includes:

 

  • public service loan forgiveness; and
  • income-driven repayment

 


Public Service Loan Forgiveness: how to cancel Parent PLUS Loans

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Is there student loan forgiveness for Parent PLUS Loans?

Yes, there is student loan forgiveness for Parent PLUS Loans. For example, public service loan forgiveness is one option. (Do you qualify for $5 billion of student loan forgiveness?) Parents with Parent PLUS Loans can qualify for the Public Service Loan Forgiveness program. Under this program, student loan borrowers must work full-time for a qualified public service or non-profit employer. With public service loan forgiveness, it’s not your role that counts. Rather, it’s your employer. Working for the federal government could qualify. However, working at a consulting firm where you work with the federal government wouldn’t count. (Biden stopped challenging student loan forgiveness after public outcry).

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