SoFi is a fintech company located in San Francisco, the app allows users to manage their savings, investments, crypto, loans and credit cards in one place. With SoFI’s credit card you earn two SoFI reward points for every $1 spent on every purchase. There are no category restrictions, no foreign transaction fees, no cap on earnings, no minimum redemption thresholds but there is a $5 minimum for crypto redemption and rewards never expire.
To redeem SoFI points for crypto all you would have to do is deposit your points into a SoFI crypto account. Right now you can redeem your points for Bitcoin and Ethereum but beyond rewards, SoFI has 20 other coins available to trade. Like most crypto exchanges whenever you buy crypto there’s usually a small transaction fee, whenever you redeem your credit card points for crypto there is no fee.
